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Account Balance

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Account balance is a net figure that refers to the dollar amount of credits and debits at the time the reporting period ends. The term account balance is frequently used to describe a personal bank account balance, as well as other financial accounts. When it comes to banks, an account balance is simply an amount of money remaining on one's bank account. Such an account balance may describe various personal accounts, such as savings, checking, and money market accounts. An account balance may likewise refer to an individual 401k account, also known as accrued benefit. However, the term account balance does not only pertain to assets, but liabilities as well. Thus, a credit card account balance is an outstanding account balance owed to a credit card company.

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