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1%/10 Net 30
1%/10 net 30 represent payment terms for a commercial transaction.  more...
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11th District Cost of Funds Index
The 11th District Cost of Funds Index (COFI) is a  more...
http://www.investorglossary.com/11th-district-cost-of-funds-index.htm

144a
144a is an SEC rule that modifies the two year  more...
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72 Rule
The 72 rule is a formula that calculates how long  more...
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Abatement
Abatement refers to a reprieve from or reduction in a  more...
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Accommodative Monetary Policy
An accommodative monetary policy is an effort by the U.S.  more...
http://www.investorglossary.com/accommodative-monetary-policy.htm

Account
Account, in its simplest bookkeeping form, is a record of  more...
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Account Balance
Account balance is a net figure that refers to the  more...
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Account Executive
In the financial industry account executive is an employee of  more...
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Account Reconciliation
Account reconciliation is a banking term referring to the process  more...
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Account Statement
An account statement is a document that provides information about  more...
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Accrued Interest
Accrued interest is the interest that is due on a  more...
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ACH
ACH, an abbreviation for Automated Clearing House, is a networked  more...
http://www.investorglossary.com/ach.htm

Acquisition Cost
Acquisition cost is the pretax amount of money it costs  more...
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Actuary
An actuary is a business professional specializing in the statistical  more...
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Adjustable Life Insurance
Adjustable life insurance is a form of life insurance that  more...
http://www.investorglossary.com/adjustable-life-insurance.htm

Adjustable Rate Mortgage
An adjustable rate mortgage (ARM) is a type of mortgage  more...
http://www.investorglossary.com/adjustable-rate-mortgage.htm

Adjustable-Rate Mortgage
An adjustable-rate mortgage (i.e. ARM) is a mortgage on a  more...
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Alan Greenspan
Alan Greenspan is a former Chairman of the United States  more...
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Analyst
Although the term analyst can be associated with a broad  more...
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Annualize
To annualize is to take an item measured for a  more...
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Annuity
An annuity is an investment related product designed to provide  more...
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APR
APR stands for Annual Percentage Rate. APR is a measure  more...
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APY
APY is short for annual percentage yield. The APY  more...
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Arm's Length Transaction
An arm's length transaction is a transaction, often between two  more...
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Arms Index
Arms Index is a mathematic market meter designed to communicate  more...
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Asset Management
Asset management can refer to the primary activity of a  more...
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Asset-Backed Security
An asset-backed security (ABS) is a bond backed by a  more...
http://www.investorglossary.com/asset-backed-security.htm

Asset/Equity Ratio
The asset/equity ratio shows the relationship of the total assets  more...
http://www.investorglossary.com/asset-equity-ratio.htm

Assets Under Management
An important measure of the size of a fund or  more...
http://www.investorglossary.com/assets-under-management.htm

Audit
An audit is an objective process that involves evaluating and  more...
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Auditor
An auditor is an individual qualified at the state level  more...
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Automated Clearing House
Automated clearing house (ACH) is the system administered by the  more...
http://www.investorglossary.com/automated-clearing-house.htm

Balance
In accounting, the balance of an account is defined as  more...
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Balloon Loan
A balloon loan is any loan that has one final  more...
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Balloon Payment
A balloon payment is the final installment payment for what  more...
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Bank
A bank is a financial institution that accepts deposits and  more...
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Bank Draft
A bank draft is a written order in the form  more...
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Bank Holding Company
A bank holding company is a company that owns or  more...
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Bankrupt
To be bankrupt is to be insolvent, or in bankruptcy.  more...
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Bankruptcy
Bankruptcy refers to the filing of a petition with the  more...
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Bridge Loan
A bridge loan is a temporary source of financing intended  more...
http://www.investorglossary.com/bridge-loan.htm

Broker Loan Rate
The broker loan rate, also known as the call money  more...
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Business Plan
A business plan defines a business and its goals.  more...
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Buyout
A buyout is an investment transaction in which a company  more...
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Canadian Dollar
The Canadian dollar is the currency of Canada. Canada  more...
http://www.investorglossary.com/canadian-dollar.htm

Cancelled Check
A cancelled check is a check that has been approved  more...
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Cash
Cash consists of paper currency and coins. In the  more...
http://www.investorglossary.com/cash.htm

Cash Equivalents
Cash equivalents are investments that are so liquid and so  more...
http://www.investorglossary.com/cash-equivalents.htm

Cash Reserves
A company's cash reserves are the funds available to meet  more...
http://www.investorglossary.com/cash-reserves.htm

Casualty Insurance
Generally, casualty insurance is a type of indemnity that provides  more...
http://www.investorglossary.com/casualty-insurance.htm

CD
A CD, or Certificate of Deposit, is a savings instrument  more...
http://www.investorglossary.com/cd.htm

CDR Counterparty Risk Index
The CDR counterparty risk index is a measure of credit  more...
http://www.investorglossary.com/cdr-counterparty-risk-index.htm

Central Bank
A central bank is fundamentally a chief bank of a  more...
http://www.investorglossary.com/central-bank.htm

Certified Financial Planner
Certified Financial Planner, or CFP, is a financial professional who  more...
http://www.investorglossary.com/certified-financial-planner.htm

Certified Public Accountant
A Certified Public Accountant (CPA) is a person licensed by  more...
http://www.investorglossary.com/certified-public-accountant.htm

CFA
CFA stands for Chartered Financial Analyst, a professional designation given  more...
http://www.investorglossary.com/cfa.htm

CFO
CFO, or Chief Financial Officer, is senior corporate officer with  more...
http://www.investorglossary.com/cfo.htm

CFP
CFP is short for certified financial planner, which is a  more...
http://www.investorglossary.com/cfp.htm

Chairman of the Board
The Chairman of the Board is a senior corporate figure  more...
http://www.investorglossary.com/chairman-of-the-board.htm

Chapter 11
Chapter 11 is a section of the US Bankruptcy Reform  more...
http://www.investorglossary.com/chapter-11.htm

Chapter 13
Chapter 13 is a provision in U.S. bankruptcy law under  more...
http://www.investorglossary.com/chapter-13.htm

Chapter 7
Chapter 7 is a section of the US Bankruptcy Code  more...
http://www.investorglossary.com/chapter-7.htm

Charge Card
A charge card is the physical card that records an  more...
http://www.investorglossary.com/charge-card.htm

Chartered Financial Analyst
A Chartered Financial Analyst (CFA) is an investment professional who  more...
http://www.investorglossary.com/chartered-financial-analyst.htm

Checking Account
A checking account is an account at a depository institution  more...
http://www.investorglossary.com/checking-account.htm

Closing Costs
Most generally, closing costs is associated with a cost of  more...
http://www.investorglossary.com/closing-costs.htm

Closing Price
The closing price of a stock is the price of  more...
http://www.investorglossary.com/closing-price.htm

Collateralized Debt Obligations
Collateralized debt obligations (CDO) are a form of an asset-backed  more...
http://www.investorglossary.com/collateralized-debt-obligations.htm

Commercial Bank
A commercial bank is a financial intermediary which collects credit  more...
http://www.investorglossary.com/commercial-bank.htm

Commercial Loan
A commercial loan is a loan borrowed by a company  more...
http://www.investorglossary.com/commercial-loan.htm

Commercial Mortgage
A commercial mortgage is a mortgage which is secured by  more...
http://www.investorglossary.com/commercial-mortgage.htm

Commercial Paper
Commercial paper is a debt instrument issued by well-established companies  more...
http://www.investorglossary.com/commercial-paper.htm

Compound Growth Rate
The compound growth rate measures average growth of an amount  more...
http://www.investorglossary.com/compound-growth-rate.htm

Compound Interest
Compound interest is the payment of interest on both principal  more...
http://www.investorglossary.com/compound-interest.htm

Conforming Loan
A conforming loan is a residential mortgage that is eligible  more...
http://www.investorglossary.com/conforming-loan.htm

Consolidate Loans
When a person seeks to consolidate loans, he/she is essentially  more...
http://www.investorglossary.com/consolidate-loans.htm

Consolidated Financial Statement
A consolidated financial statement presents the financial position or results  more...
http://www.investorglossary.com/consolidated-financial-statement.htm

Consolidation Loan
Consolidation loan is a type of loan that encompasses a  more...
http://www.investorglossary.com/consolidation-loan.htm

Constant Dollar GDP
Constant dollar GDP is gross domestic product adjusted for price  more...
http://www.investorglossary.com/constant-dollar-gdp.htm

Constant Dollars
Constant dollars are dollars that have been adjusted for the  more...
http://www.investorglossary.com/constant-dollars.htm

Conventional Mortgage
A conventional mortgage is a fully amortizing mortgage. The  more...
http://www.investorglossary.com/conventional-mortgage.htm

Cost Basis
Cost basis reflects the true cost of purchasing a financial  more...
http://www.investorglossary.com/cost-basis.htm

Cost of Equity
The cost of equity is the minimum rate of return  more...
http://www.investorglossary.com/cost-of-equity.htm

Counterparty Risk
Counterparty risk refers to the risk of default of one  more...
http://www.investorglossary.com/counterparty-risk.htm

Coupon
A coupon refers to the annual interest rate a bond  more...
http://www.investorglossary.com/coupon.htm

CPA
A CPA, the common acronym for Certified Public Accountant, is  more...
http://www.investorglossary.com/cpa.htm

Credit Card
A credit card is the small plastic card issued to  more...
http://www.investorglossary.com/credit-card.htm

Credit Crunch
A credit crunch happens when banks are reluctant to loan  more...
http://www.investorglossary.com/credit-crunch.htm

Credit Default Swap
A credit default swap is a credit derivative. A  more...
http://www.investorglossary.com/credit-default-swap.htm

Credit History
Credit history is generally a temporal record of repaying debt.  more...
http://www.investorglossary.com/credit-history.htm

Credit Limit
A credit limit is the explicit borrowing ceiling set by  more...
http://www.investorglossary.com/credit-limit.htm

Credit Rating
A credit rating refers to the capability of companies to  more...
http://www.investorglossary.com/credit-rating.htm

Credit Report
A credit report is a detailed synopsis of information collected  more...
http://www.investorglossary.com/credit-report.htm

Credit Score
A credit score is a value computed by a credit  more...
http://www.investorglossary.com/credit-score.htm

Credit Spread
A credit spread is an option strategy implemented by the  more...
http://www.investorglossary.com/credit-spread.htm

Credit Union
A credit union is a member-owned and controlled, financial cooperative  more...
http://www.investorglossary.com/credit-union.htm

Creditor
A creditor is a person or entity that is owed  more...
http://www.investorglossary.com/creditor.htm

Current Market Value
The current market value of a stock is its most  more...
http://www.investorglossary.com/current-market-value.htm

Current Ratio
Current ratio is balance-sheet financial performance measure of company liquidity.  more...
http://www.investorglossary.com/current-ratio.htm

Current Yield
Current yield is equal to a bond's annual interest payment  more...
http://www.investorglossary.com/current-yield.htm

CUSIP
CUSIP is an abbreviation for Committee on Uniform Securities Identification  more...
http://www.investorglossary.com/cusip.htm

Dealer
A dealer is an individual or entity that buys and  more...
http://www.investorglossary.com/dealer.htm

Death Benefit
Death benefit is the sum amount paid by the insurance  more...
http://www.investorglossary.com/death-benefit.htm

Debit
A debit is a bookkeeping entry that results in the  more...
http://www.investorglossary.com/debit.htm

Debit Card
A debit card is a plastic card that resembles a  more...
http://www.investorglossary.com/debit-card.htm

Debt
In business, a debt is an obligation of one party  more...
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Debt Capital
Debt capital is funds supplied by lenders that is part  more...
http://www.investorglossary.com/debt-capital.htm

Debt Consolidation
Debt consolidation is the replacement of several small debts with  more...
http://www.investorglossary.com/debt-consolidation.htm

Debt Consolidation Program
A debt consolidation program is a program in which several  more...
http://www.investorglossary.com/debt-consolidation-program.htm

Debt Financing
Debt financing refers to the borrowing of funds in order  more...
http://www.investorglossary.com/debt-financing.htm

Debt Instrument
A debt instrument is a contractural or written assurance to  more...
http://www.investorglossary.com/debt-instrument.htm

Debt Limit
A debt limit is the maximum amount of debt which  more...
http://www.investorglossary.com/debt-limit.htm

Debt Market
The debt market is the market for trading debt securities.  more...
http://www.investorglossary.com/debt-market.htm

Debt Ratio
For a company, the debt ratio indicates the relationship between  more...
http://www.investorglossary.com/debt-ratio.htm

Debt Security
A debt security is a written agreement to repay a  more...
http://www.investorglossary.com/debt-security.htm

Debt Service
Debt service refers to the series of payments of principal  more...
http://www.investorglossary.com/debt-service.htm

Debt Service Coverage
The debt service coverage ratio calculates the amount of cash  more...
http://www.investorglossary.com/debt-service-coverage.htm

Debt to Equity Ratio
The debt to equity ratio measures the portion of the  more...
http://www.investorglossary.com/debt-to-equity-ratio.htm

Debt/Asset Ratio
The debt/asset ratio measures the ratio of the company's assets  more...
http://www.investorglossary.com/debt-asset-ratio.htm

Debt/Equity Ratio
The debt/equity ratio is a capitalization ratio. The debt/equity  more...
http://www.investorglossary.com/debt-equity-ratio.htm

Debtor
A debtor is a person or entity that is owes  more...
http://www.investorglossary.com/debtor.htm

Default
Default can be generally defined as a failure of a  more...
http://www.investorglossary.com/default.htm

Default Risk
Default risk is the risk born by a creditor that  more...
http://www.investorglossary.com/default-risk.htm

Deleveraging
Deleveraging is the unwinding of debt. Companies use leveraging  more...
http://www.investorglossary.com/deleveraging.htm

Delinquent
The term delinquent refers to a person or business entity  more...
http://www.investorglossary.com/delinquent.htm

Demand Deposit
A demand deposit is a type of financial account that  more...
http://www.investorglossary.com/demand-deposit.htm

Deposit
Deposit has two distinct meanings. Meaning one is applied  more...
http://www.investorglossary.com/deposit.htm

Deposit Slip
A deposit slip is a written form of notification that  more...
http://www.investorglossary.com/deposit-slip.htm

Depositary Receipt
Depositary Receipt (DR) was created in 1927 to aid US  more...
http://www.investorglossary.com/depositary-receipt.htm

Devaluation
Devaluation is the reduction in value of a currency, relative  more...
http://www.investorglossary.com/devaluation.htm

Digital Money
Digital money is money transmitted in electronic form to pay  more...
http://www.investorglossary.com/digital-money.htm

Direct Deposit
Direct deposit is a program in which a payment is  more...
http://www.investorglossary.com/direct-deposit.htm

Disability Insurance
Disability insurance is an insurance policy that pays supplemental income  more...
http://www.investorglossary.com/disability-insurance.htm

Discount Loan
A discount loan is a loan that does not require  more...
http://www.investorglossary.com/discount-loan.htm

Dividend Clawback
A dividend clawback is an incentive for investors to keep  more...
http://www.investorglossary.com/dividend-clawback.htm

Down Payment
A down payment is the amount paid in advance of  more...
http://www.investorglossary.com/down-payment.htm

Downgrade
A downgrade is a reduction in the rating awarded a  more...
http://www.investorglossary.com/downgrade.htm

Dual Life Insurance
Dual life insurance is a unique form of life insurance  more...
http://www.investorglossary.com/dual-life-insurance.htm

Dutch Auction
Dutch auction, started in Netherlands' farms, is a descending price  more...
http://www.investorglossary.com/dutch-auction.htm

EDGAR
EDGAR stands for the Electronic Data Gathering, Analysis, and Retrieval  more...
http://www.investorglossary.com/edgar.htm

Electronic Funds Transfer
Electronic funds transfer, or EFT, is a system for transferring  more...
http://www.investorglossary.com/electronic-funds-transfer.htm

Equity Line of Credit
Equity line of credit, also known as home equity line  more...
http://www.investorglossary.com/equity-line-of-credit.htm

Equity Loan Rates
Equity loan rates are the interest rates charged on equity  more...
http://www.investorglossary.com/equity-loan-rates.htm

Equity REIT
An equity REIT is a company which owns a portfolio  more...
http://www.investorglossary.com/equity-reit.htm

Escrow
In contract law, escrow is a legal arrangement whereby an  more...
http://www.investorglossary.com/escrow.htm

Escrow Account
An escrow account is an account designated to hold escrow  more...
http://www.investorglossary.com/escrow-account.htm

EURIBOR
EURIBOR stands for the Euro Interbank Offered Rate. EURIBOR  more...
http://www.investorglossary.com/euribor.htm

Euro
The Euro () is the currency of 12 countries of  more...
http://www.investorglossary.com/euro.htm

Eurodollars
Eurodollars are large US Dollar deposits that are made in  more...
http://www.investorglossary.com/eurodollars.htm

Exchange Rate
Exchange rate is a price or ratio at which one  more...
http://www.investorglossary.com/exchange-rate.htm

Exchange Rate Risk
Exchange rate risk is the risk that a position will  more...
http://www.investorglossary.com/exchange-rate-risk.htm

Fannie Mae
Fannie Mae, or the Federal National Mortgage Association, is one  more...
http://www.investorglossary.com/fannie-mae.htm

FDIC
The FDIC, or Federal Deposit Insurance Corporation, is an independent  more...
http://www.investorglossary.com/fdic.htm

Fed Chairman
The Fed Chairman is the Chairman of the Board of  more...
http://www.investorglossary.com/fed-chairman.htm

Fed Funds Rate
The Federal Reserve Board has the power to influence the  more...
http://www.investorglossary.com/fed-funds-rate.htm

Federal Home Loan Mortgage Corporation
The Federal Home Loan Mortgage Corporation (FHLMC) is a public  more...
http://www.investorglossary.com/federal-home-loan-mortgage-corporation.htm

Federal National Mortgage Association
The Federal National Mortgage Association, or Fannie Mae, is one  more...
http://www.investorglossary.com/federal-national-mortgage-association.htm

Federal Reserve Bank
The Federal Reserve Bank is a federal entity that performs  more...
http://www.investorglossary.com/federal-reserve-bank.htm

Federal Reserve Board
The Federal Reserve Board is the Board of Governors of  more...
http://www.investorglossary.com/federal-reserve-board.htm

Federal Reserve Discount Rate
The Federal Reserve discount rate is the interest rate charged  more...
http://www.investorglossary.com/federal-reserve-discount-rate.htm

Federal Reserve Requirement
The federal reserve requirement is the amount of liquid assets  more...
http://www.investorglossary.com/federal-reserve-requirement.htm

Federal Reserve System
In the United States, the Federal Reserve System was established  more...
http://www.investorglossary.com/federal-reserve-system.htm

FHA Loan
An FHA loan is a loan insured by the FHA,  more...
http://www.investorglossary.com/fha-loan.htm

Fiat Money
Fiat money is currency that cannot be redeemed for a  more...
http://www.investorglossary.com/fiat-money.htm

FICO Score
A FICO score is a credit score derived from the  more...
http://www.investorglossary.com/fico-score.htm

Finance Charge
A finance charge is any charge levied for the use  more...
http://www.investorglossary.com/finance-charge.htm

Finance Company
Finance company is an organization that originates loans for both  more...
http://www.investorglossary.com/finance-company.htm

Financial Analyst
Financial analyst is a finance professional who studies and reports  more...
http://www.investorglossary.com/financial-analyst.htm

Financial Planner
A financial planner is a professional who analyses individual financial  more...
http://www.investorglossary.com/financial-planner.htm

Fixed-Rate Mortgage
A fixed-rate mortgage, or FRM, has a fixed interest rate  more...
http://www.investorglossary.com/fixed-rate-mortgage.htm

Flat Yield Curve
A flat yield curve has a small spread between short  more...
http://www.investorglossary.com/flat-yield-curve.htm

Foreign Exchange Rate
A foreign exchange rate is the price of one currency  more...
http://www.investorglossary.com/foreign-exchange-rate.htm

General Obligation Bond
A general obligation bond is a municipal bond backed by  more...
http://www.investorglossary.com/general-obligation-bond.htm

Ginnie Mae
Ginnie Mae stands for the Government National Mortgage Association.  more...
http://www.investorglossary.com/ginnie-mae.htm

Glass-Steagall Act
The Glass-Steagall Act is a landmark bill in Federal banking  more...
http://www.investorglossary.com/glass-steagall-act.htm

Gold Bullion
Gold bullion refers to a bulk quantity of gold.  more...
http://www.investorglossary.com/gold-bullion.htm

Gold Standard
A gold standard is a monetary system in which a  more...
http://www.investorglossary.com/gold-standard.htm

Gramm-Leach Act
The Gramm-Leach-Bliley Act is a federal banking and securities law  more...
http://www.investorglossary.com/gramm-leach-bliley-act.htm

High-Ratio Mortgage
A high-ratio mortgage is one with a high LTV, or  more...
http://www.investorglossary.com/high-ratio-mortgage.htm

Home Equity
Home equity is the difference between a home's value and  more...
http://www.investorglossary.com/home-equity.htm

Home Equity Debt
Home equity debt is a loan that is secured by  more...
http://www.investorglossary.com/home-equity-debt.htm

Home Equity Line of Credit
A home equity line of credit is a credit line  more...
http://www.investorglossary.com/home-equity-line-of-credit.htm

Home Equity Loan
A home equity loan is a broad term for credit  more...
http://www.investorglossary.com/home-equity-loan.htm

Home Equity Loan Rate
A home equity loan rate is the interest rate on  more...
http://www.investorglossary.com/home-equity-loan-rate.htm

Home Equity Loans
Home equity loans are a type of loan that is  more...
http://www.investorglossary.com/home-equity-loans.htm

Home Loan Refinancing
Home loan refinancing is the process of paying off a  more...
http://www.investorglossary.com/home-loan-refinancing.htm

Homeowner's Insurance
Homeowner's insurance is a type of insurance policy that indemnifies  more...
http://www.investorglossary.com/homeowner's-insurance.htm

Hyperinflation
Hyperinflation is the extremely rapid escalation of prices (typically more  more...
http://www.investorglossary.com/hyperinflation.htm

In Escrow
An item of value is in escrow when that item  more...
http://www.investorglossary.com/in-escrow.htm

Institutional Shares
Institutional shares are a class of shares made available by  more...
http://www.investorglossary.com/institutional-shares.htm

Insurance Agent
An insurance agent is an individual approved by the state  more...
http://www.investorglossary.com/insurance-agent.htm

Insurance Broker
An insurance broker is a professional that helps consumers and  more...
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Insurance Claim
An insurance claim is an official request submitted to the  more...
http://www.investorglossary.com/insurance-claim.htm

Insurance Examiner
An insurance examiner is a professional charged with inspecting and  more...
http://www.investorglossary.com/insurance-examiner.htm

Insurance Policy
An insurance policy is essentially a contract between the insurer  more...
http://www.investorglossary.com/insurance-policy.htm

Insurance Premium
Insurance premium is simply an amount of money paid for  more...
http://www.investorglossary.com/insurance-premium.htm

Insured Mortgage
An insured mortgage is a mortgage with an insurance policy  more...
http://www.investorglossary.com/insured-mortgage.htm

Interbank Market
The interbank market refers to the market where banks make  more...
http://www.investorglossary.com/interbank-market.htm

Interest-Only Loan
An interest-only loan is any loan that is non-amortizing, at  more...
http://www.investorglossary.com/interest-only-loan.htm

Investment
In finance and business, an investment is an asset purchased  more...
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Investment Adviser
An investment adviser is someone who recommends the best ways  more...
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Investment Bank
An investment bank is an institution that performs a variety  more...
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Investment Company
An investment company is a firm whose business is to  more...
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Jarrow Turnbull Model
The Jarrow Turnbull Model is a model used to analyze  more...
http://www.investorglossary.com/jarrow-turnbull-model.htm

JMD
JMD is the three-character currency abbreviation for the Jamaican Dollar  more...
http://www.investorglossary.com/jmd.htm

Joint
Joint is a term that refers to two things being  more...
http://www.investorglossary.com/joint.htm

Joint Account
Joint account is opened by two or more owners. The  more...
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Joint and Several Liability
Under joint and several liability a plaintiff may recover full  more...
http://www.investorglossary.com/joint-and-several-liability.htm

Joint and Survivor Annuity
A joint and survivor annuity is a type of insurance  more...
http://www.investorglossary.com/joint-and-survivor-annuity.htm

Joint Life Annuity
A joint life annuity is an insurance policy or contract  more...
http://www.investorglossary.com/joint-life-annuity.htm

Joint Tenancy with Right of Survivorship
In joint tenancy with right of survivorship, each party owns  more...
http://www.investorglossary.com/joint-tenancy-with-right-of-survivorship.htm

Joint Will
A joint will is a type of legal agreement, in  more...
http://www.investorglossary.com/joint-will.htm

Judgment Lien
A judgment lien is a court-ordered lien on a debtor's  more...
http://www.investorglossary.com/judgment-lien.htm

Jumbo CD
A jumbo CD, or certificate of deposit, is a CD  more...
http://www.investorglossary.com/jumbo-cd.htm

Jumbo Loan
A jumbo loan is a mortgage with a principal balance  more...
http://www.investorglossary.com/jumbo-loan.htm

Junior
Junior is a term that signifies that which is younger  more...
http://www.investorglossary.com/junior.htm

Junior Debt
Junior debt is a debt (such as a bond) that  more...
http://www.investorglossary.com/junior-debt.htm

Junior Equity
Junior equity is equity that ranks lower than some other  more...
http://www.investorglossary.com/junior-equity.htm

Just Title
Just title is any title that is free of claims  more...
http://www.investorglossary.com/just-title.htm

Keepwell Agreement
A keepwell agreement is a contract between a parent company  more...
http://www.investorglossary.com/keepwell-agreement.htm

Keiretsu
A keiretsu is a group of closely related Japanese companies,  more...
http://www.investorglossary.com/keiretsu.htm

Key Person Insurance
Key person insurance, also known as key man life insurance,  more...
http://www.investorglossary.com/key-person-insurance.htm

Kicker
Generically, a kicker is a condition that causes some kind  more...
http://www.investorglossary.com/kicker.htm

Killer Bee
A killer bee is a party who helps a company  more...
http://www.investorglossary.com/killer-bee.htm

Kiting
Kiting, or "floating," is a banking term that refers the  more...
http://www.investorglossary.com/kiting.htm

Lead Underwriter
The investment banking firm that puts together the syndicate of  more...
http://www.investorglossary.com/lead-underwriter.htm

Lease
A lease is a legal contract that transfers the right  more...
http://www.investorglossary.com/lease.htm

Legal Tender
In law, legal tender is payment that by statute must  more...
http://www.investorglossary.com/legal-tender.htm

Lender of Last Resort
A lender of last resort is a financial institution, such  more...
http://www.investorglossary.com/lender-of-last-resort.htm

Letter of Credit
A letter of credit is a document a buyer requests  more...
http://www.investorglossary.com/letter-of-credit.htm

Level Premium Insurance
Level premium insurance is a type of life insurance policy  more...
http://www.investorglossary.com/level-premium-insurance.htm

Level Term Insurance
Level term insurance is a type of term life insurance  more...
http://www.investorglossary.com/level-term-insurance.htm

Liability Insurance
Liability insurance is a form of protection against claims of  more...
http://www.investorglossary.com/liability-insurance.htm

LIBOR
LIBOR stands for London Interbank Offered Rate. The British  more...
http://www.investorglossary.com/libor.htm

Life Annuity
A life annuity is an annuity that pays out periodic  more...
http://www.investorglossary.com/life-annuity.htm

Life Insurance
Life insurance is a contract, according to which an insurance  more...
http://www.investorglossary.com/life-insurance.htm

Life Insurance Quote
A life insurance quote is the estimated cost of a  more...
http://www.investorglossary.com/life-insurance-quote.htm

Line of Credit
A line of credit, also called a credit line, is  more...
http://www.investorglossary.com/line-of-credit.htm

Liquidated Damages
Liquidated damages are a payment agreed to by the parties  more...
http://www.investorglossary.com/liquidated-damages.htm

Liquidation Value
The liquidation value of a company is an estimate of  more...
http://www.investorglossary.com/liquidation-value.htm

Liquidity Ratio
A liquidity ratio measures a company's ability to pay its  more...
http://www.investorglossary.com/liquidity-ratio.htm

Loan Stock
Loan stock is stock issued by a company in exchange  more...
http://www.investorglossary.com/loan-stock.htm

Margin Rate
Margin rate has multiple financial meanings. The margin rate  more...
http://www.investorglossary.com/margin-rate.htm

Money Center Bank
The term money center bank is used to describe the  more...
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Money Flow
Money flow is a tool used by technical analysts to  more...
http://www.investorglossary.com/money-flow.htm

Money Market Account
A money market account is a savings account that offers  more...
http://www.investorglossary.com/money-market-account.htm

Money Supply
In macroeconomics, the money supply is the amount of money  more...
http://www.investorglossary.com/money-supply.htm

Mortgage
In law, the word mortgage technically means a pledge of  more...
http://www.investorglossary.com/mortgage.htm

Mortgage Banker
A mortgage banker is an individual or organization that lends  more...
http://www.investorglossary.com/mortgage-banker.htm

Mortgage Bond
A mortgage bond is a debt obligation secured by a  more...
http://www.investorglossary.com/mortgage-bond.htm

Mortgage Broker
A mortgage banker is an individual or organization that acts  more...
http://www.investorglossary.com/mortgage-broker.htm

Mortgage Insurance
Mortgage insurance is insurance covering the lender or other holder  more...
http://www.investorglossary.com/mortgage-insurance.htm

Mortgage Life Assurance
Mortgage life assurance is a policy designed to help pay  more...
http://www.investorglossary.com/mortgage-life-assurance.htm

Mortgage Life Insurance
Mortgage life insurance is a type of life insurance policy  more...
http://www.investorglossary.com/mortgage-life-insurance.htm

Mortgage Rate
The mortgage rate is the rate of interest paid on  more...
http://www.investorglossary.com/mortgage-rate.htm

Mortgage Refinance
A mortgage refinance occurs when a borrower pays down an  more...
http://www.investorglossary.com/mortgage-refinance.htm

Mortgage-Backed Security
A mortgage-backed security (MBS) is a security based upon a  more...
http://www.investorglossary.com/mortgage-backed-security.htm

Mutual Life Insurance Company
A Mutual life insurance company is a life insurance provider  more...
http://www.investorglossary.com/mutual-life-insurance-company.htm

Negative Equity
In real estate, negative equity describes a situation where the  more...
http://www.investorglossary.com/negative-equity.htm

Negative Yield Curve
A negative yield curve has short-term rates, or yields, higher  more...
http://www.investorglossary.com/negative-yield-curve.htm

Negotiable Certificate of Deposit
A negotiable certificate of deposit is a large denomination certificate  more...
http://www.investorglossary.com/negotiable-certificate-of-deposit.htm

Nellie Mae
Nellie Mae is a wholly owned subsidiary of SLM corporation,  more...
http://www.investorglossary.com/nellie-mae.htm

Net Present Value
Net present value (NPV) is a method for evaluating the  more...
http://www.investorglossary.com/net-present-value.htm

Net Worth
Net worth is total assets minus its total liabilities. Put  more...
http://www.investorglossary.com/net-worth.htm

Non-Conforming Loan
A non-conforming loan is a mortgage that does not meet  more...
http://www.investorglossary.com/non-conforming-loan.htm

Online Banking
Online banking is a service offered by banks that allows  more...
http://www.investorglossary.com/online-banking.htm

Permanent Life Insurance
Permanent life insurance is form of indemnity that offers extended  more...
http://www.investorglossary.com/permanent-life-insurance.htm

PMI
PMI, or Private Mortgage Insurance, is insurance that indemnifies a  more...
http://www.investorglossary.com/pmi.htm

Portfolio Insurance
Portfolio insurance is a strategy used to reduce risk and  more...
http://www.investorglossary.com/portfolio-insurance.htm

Promissory Note
In law, a promissory note is a contract that involves  more...
http://www.investorglossary.com/promissory-note.htm

QIB
Qualified Institutional Buyer (or QIB) is a legal designation assigned  more...
http://www.investorglossary.com/qib.htm

Rating Service
A rating service is an organization that provides assessments of  more...
http://www.investorglossary.com/rating-service.htm

Regional Bank
In the US, the term regional bank is used to  more...
http://www.investorglossary.com/regional-bank.htm

Reserve Requirement
The reserve requirement is the fraction of deposits that a  more...
http://www.investorglossary.com/reserve-requirement.htm

Retail Banking
Retail banking is a banking service that is geared primarily  more...
http://www.investorglossary.com/retail-banking.htm

Retail Lending
Retail lending is the practice of loaning money to individuals  more...
http://www.investorglossary.com/retail-lending.htm

RIA
An RIA is a Registered Investment Advisor. The term refers  more...
http://www.investorglossary.com/ria.htm

Run On The Bank
A run on the bank occurs when customers/institutions panic and  more...
http://www.investorglossary.com/run-on-the-bank.htm

Subprime Credit Card
A subprime credit card is a credit card designed for  more...
http://www.investorglossary.com/subprime-credit-card.htm

Subprime Loan
A subprime loan is a loan given to a borrower  more...
http://www.investorglossary.com/subprime-loan.htm

Swap Transferring Risk With Participating Element
A Swap Transferring Risk with Participating Element or STRIPE is  more...
http://www.investorglossary.com/swap-transferring-risk-with-participating-element.htm

Tax Haven
A tax haven is a territory where a person or  more...
http://www.investorglossary.com/tax-haven.htm

Tax-Free Savings Account
A tax-free savings account is a Canadian savings account that  more...
http://www.investorglossary.com/tax-free-savings-account.htm

Term Life Insurance
Term life insurance is a form of life insurance that  more...
http://www.investorglossary.com/term-life-insurance.htm

Term Life Insurance Quote
A term life insurance quote is an estimate of the  more...
http://www.investorglossary.com/term-life-insurance-quote.htm

Time Value of Money
Time value of money is the financial concept that deals  more...
http://www.investorglossary.com/time-value-of-money.htm

Transaction Costs
Transaction costs are costs incurred to complete a financial transaction.  more...
http://www.investorglossary.com/transaction-costs.htm

Trust Company
A trust company is a firm, usually associated with a  more...
http://www.investorglossary.com/trust-company.htm

Umbrella Liability Insurance
Umbrella liability insurance is coverage for an individual or company  more...
http://www.investorglossary.com/umbrella-liability-insurance.htm

Undercapitalization
Undercapitalization is the condition that occurs when a business lacks  more...
http://www.investorglossary.com/undercapitalization.htm

Underwater
In finance the term underwater can have two distinct meanings.  more...
http://www.investorglossary.com/underwater.htm

Underwriter
An underwriter gives financial support and takes responsibility for paying  more...
http://www.investorglossary.com/underwriter.htm

Uniform Gift to Minors Act
The Uniform Gift to Minors Act creates a custodial vehicle  more...
http://www.investorglossary.com/uniform-gift-to-minors-act.htm

Universal Life
Universal life insurance is a life insurance policy which combines  more...
http://www.investorglossary.com/universal-life.htm

Variable Rate
A variable rate is an interest rate that may fluctuate  more...
http://www.investorglossary.com/variable-rate.htm

Wholesale Banking
Wholesale banking can mean two different things. Sometimes wholesale banking  more...
http://www.investorglossary.com/wholesale-banking.htm

Wire Transfer
A wire transfer is simply an electronic transfer of funds.  more...
http://www.investorglossary.com/wire-transfer.htm

ZBA
A ZBA, or zero-balance account, is a type of checking  more...
http://www.investorglossary.com/zba.htm

Zero Balance Account
A zero balance account is a bank account with no  more...
http://www.investorglossary.com/zero-balance-account.htm

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