Investor Glossary-regional bankInvestor Glossary-regional bankInvestor Glossary-regional bankInvestor Glossary-regional bankInsightful stock market charts - Click here
investor
Categories    # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Regional Bank

The HTML to link to this page
 

In the US, the term regional bank is used to describe a midsized depository institution that is larger than a community bank, but smaller than one of the large money center banks. The term regional bank does not have an exact definition, but a regional bank has certain characteristics. First, in a list ranked by assets a regional bank would not make the top 5, but the largest of these would be in the top 25. Second, a regional bank has a presence in a single geographic region, perhaps spanning more than one state. Third, the regional bank probably does not have any international presence. Fourth, the regional bank probably has more than a handful of retail branches. Ongoing consolidation in the banking industry periodically results in the merger or acquisition of a well-known regional bank. Examples of major regional bank in 2005 include Fifth Third Bancorp, PNC Financial, and North Fork Bank. An alternative classification scheme used by the FDIC that does not include the term regional bank groups banks as either top 25, mid-sized, or community.



Rate this regional bank definition...

Learn about investing with the Investor Glossary Term of the Day


Click here for insightful stock market charts. Where is the market headed? The answer may surprise you. Find out
with the exclusive & Barron's recommended charts of Chart of the Day.


Popular Terms: in escrow, FTSE, EBITDA, FICO score, 401a, reverse mortgage, liquidity ratio, average price per share, phantom income, cancelled check, 144a, retained earnings, inflation, class C shares, LIBOR, diluted share, Key Rate Duration, APR, command economy, minority interest, option premium, balance sheet, ex-dividend, VIX, stock split, risk management, debt service coverage, implied volatility, real GDP, deferred revenue, 1035 exchange, required rate of return, quality assurance, covered put, stock market close, ex-dividend date, labor relations, annual return, Zero Cost Collar, current ratio, dividends payable, 1031 exchange, limit order, open position, per diem, margin rate, irrevocable trust, deferred tax, wholly-owned subsidiary


Accounting | Banking | Bonds | Brokers | Economy | Futures | Mutual Funds | Options | Real Estate | Retirement | Stocks | Taxes | Technical Analysis
Investor Glossary | Term of the Day | Suggest a Term | Chart of the Day | Dogs of the Dow
©2004-2016 Investor Glossary - All rights reserved - Terms of Use